Stratton Vantage Property Management

    Rent vs Sell Calculator

    Should you rent or sell your property? Compare financial outcomes over 5 years to make the right decision for your investment.

    Rent vs Sell Decision Guide

    Property Information

    Enter your property details

    Recommendation

    RENT IT

    Based on a 5-year financial analysis, keeping your property as a rental appears to be the better financial decision.

    If You Sell Today

    Home Value:$350,000
    Realtor Commission (6%):-$21,000
    Closing Costs (2%):-$7,000
    Mortgage Payoff:-$200,000
    Net Proceeds:$122,000
    If invested at 7% for 5 years:$171,111

    If You Rent It Out

    Annual Rental Income:$24,000
    Property Management:-$1,500
    Mortgage, Taxes, Insurance:-$13,700
    Maintenance & Vacancy:-$3,360
    Annual Cash Flow:$5,440
    5-Year Cash Flow:$27,200
    Property Value (with 5% appreciation):$446,699
    Total Equity & Cash Flow:$301,099

    Key Factors to Consider

    Reasons to Rent

    • • Positive monthly cash flow covers expenses
    • • Property appreciation expected in your area
    • • Tax benefits from depreciation and deductions
    • • Building long-term wealth through equity
    • • Market conditions not ideal for selling
    • • Low mortgage interest rate worth keeping

    Reasons to Sell

    • • Need immediate cash for other investments
    • • Seller's market with high home prices
    • • Property requires significant repairs
    • • Don't want landlord responsibilities
    • • Rental income doesn't justify holding costs
    • • Can invest proceeds for better returns

    Get a Professional Rental Analysis

    This calculator provides estimates based on general assumptions. Get a personalized rental analysis with accurate market data for your specific property and neighborhood.

    $125/month flat fee • No percentage cuts • No hidden fees

    Disclaimer: This calculator provides estimates for educational purposes only. Actual results may vary based on market conditions, property condition, rental demand, and other factors. Consult with a financial advisor and property management professional before making investment decisions.

    Frequently Asked Questions

    How our Rent vs Sell calculator works and how to interpret the results.